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	<title> &#187; FAQ</title>
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	<link>http://www.toddshealthinsurance.com</link>
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		<title>Simple Guide to Senate Health Care Bill Provisions</title>
		<link>http://www.toddshealthinsurance.com/simple-guide-to-senate-health-care-bill-provisions/</link>
		<comments>http://www.toddshealthinsurance.com/simple-guide-to-senate-health-care-bill-provisions/#comments</comments>
		<pubDate>Thu, 14 Jan 2010 21:27:55 +0000</pubDate>
		<dc:creator>Todd Fries</dc:creator>
				<category><![CDATA[FAQ]]></category>
		<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[confusion]]></category>
		<category><![CDATA[health care bill]]></category>
		<category><![CDATA[house bill]]></category>
		<category><![CDATA[individual mandate]]></category>
		<category><![CDATA[public option]]></category>
		<category><![CDATA[senate bill provisions]]></category>
		<category><![CDATA[subsidies]]></category>

		<guid isPermaLink="false">http://www.toddshealthinsurance.com/?p=298</guid>
		<description><![CDATA[Here are a few provisions of the Senate bill that would impact consumers the  most, with a summary of how the House bill compares:
Required coverage (the &#8220;individual mandate&#8221;): American  citizens and legal residents would be required to have health insurance, or pay  a fine. For an individual, the fine would be $750 [...]


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		</item>
		<item>
		<title>What Age Do I Start Screening?  (Mammograms)</title>
		<link>http://www.toddshealthinsurance.com/to-screen-or-not-to-screen-the-questions-of-mammograms/</link>
		<comments>http://www.toddshealthinsurance.com/to-screen-or-not-to-screen-the-questions-of-mammograms/#comments</comments>
		<pubDate>Thu, 17 Dec 2009 01:01:46 +0000</pubDate>
		<dc:creator>Todd Fries</dc:creator>
				<category><![CDATA[FAQ]]></category>
		<category><![CDATA[age for mammograms]]></category>
		<category><![CDATA[breast cancer]]></category>
		<category><![CDATA[breast cancer screening]]></category>
		<category><![CDATA[cancer foundation]]></category>
		<category><![CDATA[mammogram]]></category>
		<category><![CDATA[Susan Love]]></category>
		<category><![CDATA[USPSTF]]></category>

		<guid isPermaLink="false">http://www.toddshealthinsurance.com/?p=284</guid>
		<description><![CDATA[Many women (and men) are confused about the recent,  controversial comments made by the U.S. Preventive  Services Task Force  regarding breast cancer screening. The group,  established in 1984 and operating as an independent panel of private-sector  experts, said in November they no longer support mammography screening for women  under [...]


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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>To Vaccinate or Not to Vaccinate.  H1N1 in California</title>
		<link>http://www.toddshealthinsurance.com/to-vaccinate-or-not-to-vaccinate-h1n1-in-california/</link>
		<comments>http://www.toddshealthinsurance.com/to-vaccinate-or-not-to-vaccinate-h1n1-in-california/#comments</comments>
		<pubDate>Tue, 20 Oct 2009 17:30:48 +0000</pubDate>
		<dc:creator>Todd Fries</dc:creator>
				<category><![CDATA[FAQ]]></category>
		<category><![CDATA[Medicine]]></category>
		<category><![CDATA[california]]></category>
		<category><![CDATA[H1N1]]></category>
		<category><![CDATA[Los Angeles]]></category>
		<category><![CDATA[swine flu]]></category>
		<category><![CDATA[Vaccination]]></category>
		<category><![CDATA[Vaccine]]></category>

		<guid isPermaLink="false">http://www.toddshealthinsurance.com/?p=248</guid>
		<description><![CDATA[More Americans died from the Influenza Pandemic of 1918 than were killed in  WWI, the Vietnam War, or in any hurricane in American history. There&#8217;s no cure  for H1N1 Virus-Swine Flu-and the normal, seasonal flu vaccine doesn&#8217;t offer  protection against infection from the new virus. One human sneeze can eject  billions [...]


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		</item>
		<item>
		<title>How to Identify and Relieve Back Pain</title>
		<link>http://www.toddshealthinsurance.com/how-to-identify-and-relieve-back-pain/</link>
		<comments>http://www.toddshealthinsurance.com/how-to-identify-and-relieve-back-pain/#comments</comments>
		<pubDate>Mon, 17 Aug 2009 17:30:56 +0000</pubDate>
		<dc:creator>Todd Fries</dc:creator>
				<category><![CDATA[Back Pain]]></category>
		<category><![CDATA[FAQ]]></category>
		<category><![CDATA[acute pain]]></category>
		<category><![CDATA[Back Pain Solutions]]></category>
		<category><![CDATA[Marilyn Moffat PhD]]></category>
		<category><![CDATA[old age]]></category>
		<category><![CDATA[osteoporosis]]></category>
		<category><![CDATA[spinal cord]]></category>
		<category><![CDATA[Timothy Carey MD]]></category>

		<guid isPermaLink="false">http://www.toddshealthinsurance.com/?p=217</guid>
		<description><![CDATA[At one time or another, everyone suffers from some form of back pain.  It&#8217;s  the #1 cause of missed work, and one of every five Americans is suffering from  back right now!!   According to Timothy Carey,  M.D. director of the Sheps Center for Health  Services Research at University of North Carolina [...]


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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Generic vs. Brand Name Prescription Drugs</title>
		<link>http://www.toddshealthinsurance.com/generic-vs-brand-name-prescription-drugs/</link>
		<comments>http://www.toddshealthinsurance.com/generic-vs-brand-name-prescription-drugs/#comments</comments>
		<pubDate>Tue, 28 Jul 2009 16:30:44 +0000</pubDate>
		<dc:creator>Todd Fries</dc:creator>
				<category><![CDATA[FAQ]]></category>
		<category><![CDATA[Medicine]]></category>
		<category><![CDATA[brand name]]></category>
		<category><![CDATA[generic]]></category>
		<category><![CDATA[prescription]]></category>
		<category><![CDATA[Rx]]></category>

		<guid isPermaLink="false">http://www.toddshealthinsurance.com/?p=160</guid>
		<description><![CDATA[With the rising costs of medications, Generic Prescriptions are becoming more  popular than ever.  Some 65% of all prescriptions filled in the U.S. are now  Generic, yet they account for only 20% of dollars spent on Rx.  That shows the  enormous savings between Generic and Brand Name prescription drugs.
By law, Generics must [...]


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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Are You About To Turn 65?</title>
		<link>http://www.toddshealthinsurance.com/are-you-about-to-turn-65/</link>
		<comments>http://www.toddshealthinsurance.com/are-you-about-to-turn-65/#comments</comments>
		<pubDate>Tue, 21 Jul 2009 17:00:50 +0000</pubDate>
		<dc:creator>Todd Fries</dc:creator>
				<category><![CDATA[FAQ]]></category>
		<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[california]]></category>
		<category><![CDATA[Medicare]]></category>
		<category><![CDATA[Medigap]]></category>
		<category><![CDATA[Senior Citizen]]></category>

		<guid isPermaLink="false">http://www.toddshealthinsurance.com/?p=173</guid>
		<description><![CDATA[If so, you will soon be eligible to enroll in Medicare Parts A and B and therefore want to start  looking into a Supplemental Medicare or &#8220;Medigap&#8221;  insurance policy ASAP!  A Medigap policy is private Health Insurance that&#8217;s  designed to supplement Medicare.  It&#8217;s typically sold through the same carriers  that sell standard [...]


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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What are H1N1 Swine Flu Symptoms?</title>
		<link>http://www.toddshealthinsurance.com/what-are-h1n1-swine-flu-symptoms/</link>
		<comments>http://www.toddshealthinsurance.com/what-are-h1n1-swine-flu-symptoms/#comments</comments>
		<pubDate>Tue, 12 May 2009 03:37:41 +0000</pubDate>
		<dc:creator>Todd Fries</dc:creator>
				<category><![CDATA[FAQ]]></category>
		<category><![CDATA[Medicine]]></category>
		<category><![CDATA[cdc]]></category>
		<category><![CDATA[flu shots]]></category>
		<category><![CDATA[H1N1]]></category>
		<category><![CDATA[pandemic]]></category>
		<category><![CDATA[swine flu]]></category>
		<category><![CDATA[symptoms]]></category>

		<guid isPermaLink="false">http://www.toddshealthinsurance.com/?p=80</guid>
		<description><![CDATA[Pandemic or Panic?
People are afraid of what they do not understand, causing panic and overreaction.  With the proper knowledge,  precautions can be taken to insure your health and that of your family.  So here are the facts as we know them about H1N1 otherwise known as &#8220;Swine Flu&#8221;.
WebMD breaks down the facts and answers the [...]


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		</item>
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		<title>When Do I Need Maternity Health Coverage</title>
		<link>http://www.toddshealthinsurance.com/when-do-i-need-maternity-health-co/</link>
		<comments>http://www.toddshealthinsurance.com/when-do-i-need-maternity-health-co/#comments</comments>
		<pubDate>Tue, 05 May 2009 09:39:01 +0000</pubDate>
		<dc:creator>Todd Fries</dc:creator>
				<category><![CDATA[FAQ]]></category>
		<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[california]]></category>
		<category><![CDATA[maternity]]></category>
		<category><![CDATA[pre-existing condition]]></category>
		<category><![CDATA[pregnancy]]></category>

		<guid isPermaLink="false">http://demo.pepmyweb.com/674/?p=1</guid>
		<description><![CDATA[I know I want to have kids, but I’m not actively trying right now. When do I need maternity coverage?
This is the number one question I’m consistently asked. The fact is, once your pregnant, insurance companies consider that a “pre-existing condition”.
Therefore if you:

Don’t currently carry maternity coverage on your health insurance plan before you become [...]


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		</item>
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		<title>Which is Cheaper, Group or Individual Health Plan?</title>
		<link>http://www.toddshealthinsurance.com/which-is-cheaper-group-or-individual-health-plan/</link>
		<comments>http://www.toddshealthinsurance.com/which-is-cheaper-group-or-individual-health-plan/#comments</comments>
		<pubDate>Sat, 02 May 2009 06:38:06 +0000</pubDate>
		<dc:creator>Todd Fries</dc:creator>
				<category><![CDATA[FAQ]]></category>
		<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[benefits]]></category>
		<category><![CDATA[california]]></category>
		<category><![CDATA[Free consultation]]></category>
		<category><![CDATA[pre-existing condition]]></category>

		<guid isPermaLink="false">http://www.toddshealthinsurance.com/?p=64</guid>
		<description><![CDATA[I&#8217;m self-employed and run a small business.  Is it less expensive to go with  group health insurance?
Usually the answer to that question is &#8220;no&#8221;.
The reason is, unlike individual health insurance, with a group plan you  cannot be declined for health insurance based on pre-existing health  conditions.  Therefore the premium reflects that, so [...]


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		<item>
		<title>Do I Qualify for Health Care With Pre-existing Conditions</title>
		<link>http://www.toddshealthinsurance.com/do-i-qualify-for-health-care-with-pre-existing-conditions/</link>
		<comments>http://www.toddshealthinsurance.com/do-i-qualify-for-health-care-with-pre-existing-conditions/#comments</comments>
		<pubDate>Fri, 01 May 2009 10:27:23 +0000</pubDate>
		<dc:creator>Todd Fries</dc:creator>
				<category><![CDATA[FAQ]]></category>
		<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[california]]></category>
		<category><![CDATA[Free consultation]]></category>
		<category><![CDATA[pre-existing condition]]></category>

		<guid isPermaLink="false">http://www.toddshealthinsurance.com/?p=44</guid>
		<description><![CDATA[Did you have health issues in the past?   Or are you currently taking prescription medications? Are you going to have trouble obtaining health insurance?
The fact is, when you apply for individual health insurance you have to go through medical underwriting, unlike group health insurance.  Therefore, you could be declined for a number of things including [...]


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